1. Acceptance of Terms

By accessing, browsing, or using StudyVault, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms & Conditions. These terms constitute a binding agreement between you and StudyVault.

2. Definitions

• “Platform” refers to StudyVault website and services
• “User” refers to any individual accessing the platform
• “Digital Products” include worksheets, lesson plans, exam papers, and resources
• “Content” refers to all materials available on the platform

3. Platform Nature

StudyVault provides digital educational content aligned with CAPS and other academic standards. All products are delivered electronically and accessible online.

4. User Accounts

• Users must provide accurate and complete information
• Account credentials must be kept secure
• Users are responsible for all activities under their account
• We reserve the right to suspend accounts suspected of misuse

5. Digital Product Access & Delivery

• Products are delivered instantly upon successful payment
• Download access may be limited to prevent abuse
• Access may be revoked if terms are violated

6. Pricing & Payments

• All prices are displayed clearly before purchase
• Payments must be completed before access is granted
• Unauthorized disputes or chargebacks may result in account suspension

7. Refund & Cancellation Policy

• No refunds after download or access
• Cooling-off period applies only before access (as per ECTA)
• Refunds are only granted under exceptional conditions

8. License & Permitted Use

• Content is licensed for personal or classroom use only
• Commercial resale or redistribution is prohibited
• Sharing login credentials is strictly forbidden

9. Intellectual Property Rights

All materials are protected under copyright and intellectual property laws. Unauthorized reproduction, distribution, or modification is prohibited.

10. Prohibited Conduct

• Fraudulent transactions or chargebacks
• Attempting to bypass system restrictions
• Uploading or redistributing content externally
• Any activity that disrupts platform operations

11. Limitation of Liability

StudyVault shall not be held liable for:

• Improper use of content
• Academic outcomes
• Technical failures beyond reasonable control

12. Data Protection & Privacy

We comply with POPIA and international data protection laws. User data is securely stored and handled responsibly.

13. Suspension & Termination

We reserve the right to suspend or terminate user accounts for violations of these terms without prior notice.

14. Amendments

These Terms & Conditions may be updated at any time. Continued use of the platform constitutes acceptance of the revised terms.

15. Governing Law

These terms are governed by the laws of the Republic of South Africa and applicable international regulations.